Founded in 2023, the Consumer Lending Association of the Philippines (CLAP) is a trade association for financing companies and lending companies (FLCs) and other fintech partners who are focused on accelerating digital transactions and ensuring that online lending platforms operate responsibly and legally.

CLAP seeks to advance financial inclusion to achieve national prosperity by bringing together industry players to increase financial literacy, strengthen industry integrity, and advocate for data-driven, reasonable regulation. Through collaboration and shared standards, the Association works to strengthen trust in digital consumer credit and promote responsible, inclusive lending practices.